About Hylant Toyotsu
We are the insurance and risk management partner that delivers seamless solutions to protect and grow your business, offering deep expertise in Japanese and U.S. business practices, bilingual support, tailored programs, and a proven track record of building trusted, long-term partnerships.
Innovative strategies for a world of possibilities.

A message from leadership
At Hylant Toyotsu, we understand that protecting your business and caring for your employees go hand in hand.
Blending Japanese traditions with American practices, our team brings years of expertise and a deep understanding of cultural nuances, empowering you to overcome complex challenges and explore international opportunities.
From simplifying regulatory complexities to safeguarding your supply chain, we provide tailored solutions designed to help you build a compliant, resilient business.
We're also deeply committed to supporting your most valuable asset—your people. With custom-built employee benefits programs that integrate Japanese priorities with U.S. expectations, we help you attract and retain top talent, fostering a happier, more productive workforce.
Built on long-term partnerships and a proven track record of success, our advisors deliver seamless, bilingual support and proactive strategies that keep your business goals in focus.
Whether it's minimizing disruptions or empowering growth, Hylant Toyotsu is here to strengthen your present and protect your future.

Todd Hugo, CEO
Drawing on more than 25 years of expertise, Todd has extensive skills in providing strategic account management and brokerage placement services for large, complex clients with multinational operations with a primary focus on Japanese corporations. Todd's background includes experience in underwriting, management, brokerage, and client advocacy.
Board of Directors

Tony Packo
Board Chair, Hylant Group, Inc.

Todd Hugo
CEO, Hylant Toyotsu

Dave Norris
Director, Hylant Group, Inc.

Mark Nixon
Director, Hylant Group, Inc.

Yuichi Inose
Director, Toyota Tsusho America, Inc.

Takeshi Fujimoto
Director, Toyota Tsusho America, Inc.
Our Values
Honesty
Rooted in Japanese principles of sincerity and truth in action, we believe in open communication, straightforward advice, and ethical decision-making to help our clients navigate the U.S. insurance market confidently.
Empathy
We strive to understand our clients' unique needs, proactively addressing their concerns and supporting them throughout their journey. Walking together allows us to walk further.
Family
Japanese businesses operate with a strong sense of unity—working together and making decisions like a tight-knit family. As a family-owned business, we operate in the same way by fostering long-term and trusted relationships.
Hard work
Both Japanese and American cultures value a strong work ethic. We work tirelessly to simplify the insurance process and ensure our clients can focus on growing their businesses while we handle the risks.
Respect
We respect and celebrate cultural differences, always bringing the highest level of professional service and support. Treating our clients and each other with professionalism and courtesy creates an environment of trust and harmony.
Partnership
"Being the right partner": We take pride in being dependable and knowledgeable. By understanding the U.S. insurance landscape and the needs of Japanese businesses, we ensure our clients have the right support at every step.
Locations

Ann Arbor
Address:
201 Depot St
Ann Arbor, MI 48104
Phone:
734-741-0044

Atlanta
Address:
1050 Crown Pointe Parkway, Suite 730
Dunwoody, GA 30338
Phone:
419-255-1020

Cincinnati
Address:
3940 Olympic Blvd.
Suite 250
Erlanger, KY 41018
Phone:
859-817-2300

Toledo
Address:
811 Madison Avenue
Toledo, OH 43604
Phone:
419-255-1020
Locations

Ann Arbor
Address:
201 Depot St
Ann Arbor, MI 48104
Phone:
734-741-0044

Atlanta
Address:
1050 Crown Pointe Parkway, Suite 730
Dunwoody, GA 30338
Phone:
419-255-1020

Cincinnati
Address:
3940 Olympic Blvd.
Suite 250
Erlanger, KY 41018
Phone:
859-817-2300

Toledo
Address:
811 Madison Avenue
Toledo, OH 43604
Phone:
419-255-1020
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